<i>‘It would be nice to think that in academic circles, where much teaching of the new world of banking and financial services takes place, a book like this becomes de rigueur reading for all on all sides of the teaching and learning fence. Indeed, a wonderful book that superbly treats this fascinating reality of today’s FS world. Very strongly recommended.’</i>

- John Consiglio, University of Malta, Malta,

<i>‘Moosa leads the reader through a fresh, insightful investigation of what fintech is and isn’t. For everyone interested in understanding the evolution/revolution of the developments of the use (and potential abuse) of technologies across the breadth of our global financial sectors, Moosa’s in depth, well referenced, and easy-to-read book is the best source available. A “must have” for the bookshelf!’</i>

- Ronald D. Ripple, Mervin Bovaird Professor of Energy Business and Finance (retired), University of Tulsa, US,

<i>'Professor Moosa brings his analytic skills and extensive research experience to bear on the evolution and promise of fintech. His lucid writing and analysis explores the rise of fintech with particular reference to the growth of cryptocurrencies and the evolution of the financial economy. He analyses the war on cash and the benefits and costs of the use of computing. The book is replete with real world examples and draws some startling conclusions. I strongly recommend it to practitioners, researchers and scholars.'</i>

- Greg O'Brien, La Trobe University, Australia,